Top 5 Banks Promising Good Returns On Fixed Deposits of Up To 3 Years
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Ujjivan Small Finance Bank
With effect from 05.03.2021 Ujjivan Small Finance Bank is promising the following interest rates on deposits of less than Rs 2 Cr to both regular and senior citizens.
| Tenure | Regular FD Rates | Senior Citizen FD Rates |
|---|---|---|
| 7 Days to 29 Days | 3.05% | 3.55% |
| 30 Days to 89 Days | 4.05% | 4.55% |
| 90 Days to 179 Days | 4.80% | 5.30% |
| 180 Days to 364 Days | 5.20% | 5.70% |
| 1 Year to 2 Years | 6.50% | 7.00% |
| 2 Years and 1 Day to 3 years | 6.75% | 7.25% |
| Source: Bank Website |
Jana Small Finance Bank
For deposits of less than Rs 2 Cr up to a tenure of 3 years, Jana Small Finance Bank is providing the below-listed interest rates with effect from 07.05.2021.
| Tenure | Regular FD Rates | Senior Citizen FD Rates |
|---|---|---|
| 7-14 days | 2.50% | 3.00% |
| 15-60 days | 3.00% | 3.50% |
| 61-90 days | 3.75% | 4.25% |
| 91-180 days | 4.50% | 5.00% |
| 181-364 days | 5.50% | 6.00% |
| 1 Year[365 Days] | 6.25% | 6.75% |
| More than 1 Year – 2 Years | 6.50% | 7.00% |
| More than 2 Years-3 Years | 6.50% | 7.00% |
| Source: Bank Website |
DCB Bank
For a single deposit of less than Rs 2 Cr up to a maturity period of 3 years, here are the interest rates provided by DCB Bank to both regular and senior citizens.
| Period | Regular FD Rates | Senior Citizen FD Rates |
|---|---|---|
| 7 days to 14 days | 4.55% | 5.05% |
| 15 days to 45 days | 4.55% | 5.05% |
| 46 days to 90 days | 4.50% | 5.00% |
| 91 days to less than 6 months | 5.25% | 5.75% |
| 6 months to less than 12 months | 5.70% | 6.20% |
| 12 months to less than 15 months | 5.80% | 6.30% |
| 15 months to less than 18 months | 6.00% | 6.50% |
| 18 months to less than 700 days | 6.00% | 6.50% |
| 700 days | 6.40% | 6.90% |
| More than 700 days to less than 36 months | 6.00% | 6.50% |
| 36 months | 6.50% | 7.00% |
| Source: Bank Website |
North East Small Finance Bank
With effect from 19 April 2021 North East Small Finance Bank is promising the following interest rates on deposits of less than Rs 2 Cr for up to a tenure of 3 years.
| Period | Regular FD Rates In % | Senior Citizen FD Rates In % |
|---|---|---|
| 7-14 Days | 3.00 | 3.50 |
| 15-29 Days | 3.00 | 3.50 |
| 30-45 Days | 3.00 | 3.50 |
| 46-90 Days | 3.50 | 4.00 |
| 91-180 Days | 4.00 | 4.50 |
| 181-365 Days | 5.00 | 5.50 |
| 366 days to 729 days | 6.75 | 7.25 |
| 730 days to less than 1095 | 6.75 | 7.25 |
| 777 days | 7.00 | 7.50 |
| 1096 days to less than 1825 days | 6.50 | 7.00 |
| Source: Bank Website |
Equitas Small Finance Bank
For a single deposit of less than Rs 2 Cr up to a tenure of 3 years, Equitas Small Finance Bank is offering the following interest rates to both regular and senior citizens.
| Period | Regular FD Rates | Senior Citizen FD Rates |
|---|---|---|
| 7 – 14 days | 3.50% | 4.00% |
| 15 – 29 days | 3.50% | 4.00% |
| 30 – 45 days | 3.50% | 4.00% |
| 46 – 62 days | 4.00% | 4.50% |
| 63 – 90 days | 4.00% | 4.50% |
| 91 – 120 days | 4.75% | 5.25% |
| 121 – 180 days | 4.75% | 5.25% |
| 181 – 210 days | 5.25% | 5.75% |
| 211 – 270 days | 5.25% | 5.75% |
| 271 – 364 days | 5.25% | 5.75% |
| 1 year to 18 months | 6.35% | 6.85% |
| 18 months 1 day to 2 years | 6.25% | 6.75% |
| 2 years 1 day to 887 days | 6.35% | 6.85% |
| 888 days | 6.50% | 7.00% |
| 889 days to 3 years | 6.35% | 6.85% |
| Source: Bank Website |
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