Month: July 2021

SBI Magnum Childrens Benefit Fund

SBI Mutual Fund’s SBI Magnum Children’s Benefit Fund – Investment Plan Direct – Growth is an Aggressive Hybrid mutual fund plan. It is a medium-sized fund in its category, with Rs 151 crores in assets under management (AUM) as of 30 June 2021. The fund’s expense ratio is 1.01 percent, which is comparable to the expense ratios charged by most other Aggressive Hybrid funds.

The financial, automobile, chemical, services, and metals industries make up the majority of the fund’s equity holdings. GOI, Muthoot Finance Ltd., Laxmi Organic Industries Ltd., Powergrid Infrastructure Investment Trust, and Catholic Syrian Bank Ltd. are the fund’s top five holdings. The primary index for the Investment Plan is the CRISIL Hybrid 35+65 – Aggressive Index.

UTI CCF Investment Plan

UTI CCF- Investment Plan is a UTI Mutual Fund Solution-Oriented – Children’s Fund fund. It has a market capitalization of Rs 504.40 crore. The UTI CCF- Investment Plan is benchmarked against the CRISIL Balanced Fund – Aggressive Index as the principal index, as well as the NIFTY 50 – TRI and NIFTY 500. The top 3 holdings of the fund are Infosys, HDFC and ICICI Bank. The recent one-year growth returns on the UTI Children’s Career Fund-Investment Plan Regular Plan are 56.79 percent. It has generated an average yearly return of 10.31% since its inception. The majority of the money in the fund is invested in the financial, technology, services, FMCG, and automobile industries. For July 7, 2021, the NAV of UTI Children’s Career Fund-Investment Plan is 55.13.

HDFC Children’s Gift Fund

HDFC Children’s Gift Fund Direct Plan is a medium-sized fund in its category, with assets under management (AUM) of 4,667 crores. The cost ratio of the fund is 1.09 percent. The fund now has a 67.10 percent stock allocation and a 19.07 percent debt allocation.

The 1-year returns on the HDFC Children’s Gift Fund Direct Plan are 48.06 percent. It has produced an average yearly return of 16.44% since its inception. The NIFTY 50 – TRI as the primary index and the NIFTY 50 Hybrid Composite Debt 65:35 Index as the secondary index are used to measure HDFC Children’s Gift Fund.

Axis Childrens Gift Fund – No Lock-in

Axis Children’s Gift Fund is an Axis Mutual Fund Solution-Oriented – Children’s Fund fund. It has a market capitalization of Rs 607.91 crore. The NIFTY 50 – TRI index is used as the primary index, and the NIFTY 50 Hybrid Composite Debt 65:35 Index is used as the secondary index. The Financial, Technology, Automobile, Services, and Chemicals sectors make up the majority of the fund’s equity holdings. If you redeem within 365 days, you’ll get a 3% bonus. Between 366 and 730 days, redemption rates are 2%. Between 731 and 1095 days, there is a 1% chance of redemption.

LIC MF Childrens Fund

The fund has a 1.41 percent expense ratio, which is higher than most other Balanced Hybrid funds. The fund currently has an equity allocation of 88.16 percent and a debt exposure of 10.87 percent.

The returns on the LIC MF Children’s Gift Fund Direct-Growth Fund over the last year have been 33.91 percent. It has returned an average of 10.50 percent every year since its inception. GOI, HDFC Bank Ltd., ICICI Bank Ltd., Infosys Ltd., and Tata Consultancy Services Ltd. are the fund’s top five holdings. The equity part of the fund is predominantly invested in the financial, technology, fast-moving consumer goods, healthcare, and energy sectors. It has delivered average annual returns of 10.5% since inception.

Mutual Funds For Child’s Education With SIP Investment

Fund name	1 year	5 year	YTD
SBI Magnum Children’s Benefit Fund	New fund	New fund	39.31%
UTI CCF- Investment Plan	59.04%	14.67%	19.15%
HDFC Childrens Gift Investment Plan	48.06%	16.02%	19.03%
Axis Childrens Gift Fund – No Lock-in	37.82%	14.54%	11.91%
LIC MF Childrens Fund	33.91%	8.52%	7.95%

Why You Should Consider Mutual Funds For Child Education?

You must select an investment that provides a return that is higher than inflation over a period of time. Invest your money according to your risk appetite to build up a fund for your child’s higher education. To save money for your child’s higher education, you can use a relatively safe financial vehicle like the PPF or the NSC. An aggressive investor, on the other hand, may choose to invest in equity-oriented ventures with a high long-term return on investment. You should figure out how much money you’ll need for the child’s college as soon as possible. It allows you to choose the best investment and save the funds needed to send your child overseas for higher education. Equities mutual funds are a good option. Over time, mutual fund investments provide far superior returns than any other type of savings. The returns are better if the time horizon is longer than ten years.You won’t have to stress over which stocks to buy or when to acquire them. For a nominal price, a professional fund manager will handle all of these tasks for you.

Disclaimer

The opinions and investment tips expressed by Greynium Information Technologies’ authors or employees should not be construed as investment advice to buy or sell stocks, gold, currency, or other commodities. Investors should not make trading or investment decisions solely based on the information discussed on GoodReturns.in. We are not a qualified financial advisor, and the information provided here is not intended to be investment advice. It is primarily informative. All readers and investors should be aware that neither Greynium nor the author of the articles are liable for any decisions made in reliance on these articles. Please seek the advice of a professional.

Sobha

For the quarter ended June 2021, Sobha achieved a total sales volume of 895,539 square feet of super built-up area valued at Rs682.9 crore (Q1FY22). In comparison to Q1-21, overall sales volume, sale value, Sobha share of sale value, and total average price realisation have increased by 38 percent, 40 percent, 45 percent, and 2 percent, respectively. For the past three years, the company has grown its revenue by 19.77 percent.

In the last five years, the company has maintained effective average operating margins of 21.30 percent. Sobha has a return on equity (ROE) of 13.26% (greater is better). Sobha has a D/E ratio of 1.31, indicating that the company has a low debt-to-capital ratio.

The company’s cash flow is well-managed, with a CFO/PAT ratio of 1.05.

Brigade Enterprises

Its stock price currently is $314. 5. The company’s current market capitalization is Rs 7205.36 crore. The company reported gross sales of Rs. 18493.3 crores and a total income of Rs. 19935 crores in the most recent quarter. For the past three years, the company has shown a good profit growth of 16.73 percent. Brigade Enterprises Ltd has gained 11.81 percent in the last month, outperforming the S&P BSE Realty Index index by 1.91 percent and the SENSEX by 1.48 percent.

In the last five years, the company has maintained an effective average operating margin of 27.06 percent.

The company’s cash flow is well-managed, with a CFO/PAT ratio of 1.23. Brigade Enterprises has an Inventory Turnover Ratio of 0.61, indicating that the company’s inventory and working capital management are inefficient.

DLF

Only 4.53 percent of trading sessions in the last 14 years had intraday drops of more than 5%. The stock returned 53.68 percent over three years, compared to 46.03 percent for the Nifty 100. For the past three years, the company has shown a good profit growth of 55.99 percent.

In the last five years, the company has maintained effective average operating margins of 33.47 percent.

The PEG ratio of the company is 0.35. DLF’s current year dividend is Rs 2 with a yield of 0.69 percent. DLF Ltd., founded in 1963, is a Large Cap business in the Real Estate industry with a market capitalization of Rs 73,925.18 crore.

Oberoi Realty

With a solid interest coverage ratio of 49.34, the company is in good shape.

In the last five years, the company has maintained an effective average operating margin of 54.52 percent.

With a current ratio of 5.05., the company has a solid liquidity position. Only 2.49 percent of trading sessions in the last ten years had intraday gains of more than 5%. Over a three-year period, the stock generated a 40.39 percent return, while Nifty Realty generated a 34.57 percent return. Oberoi Realty reported revenue growth of 37.12%, which is reasonable given its expansion and performance. Oberoi Realty’s operating margin for the current fiscal year is 58.26 percent.

Sunteck Realty

Over a three-year period, the stock returned -18.38 percent, compared to Nifty Realty, which returned 34.57 percent. Sunteck Realty Ltd., founded in 1981, is a Real Estate-focused Mid Cap business with a market capitalization of Rs 4,801.74 crore. In the last five years, the company has maintained an effective average operating margin of 55.65%.

With a current ratio of 2.61, the company has a strong liquidity position.

With a promoter share of 67.15 percent, the corporation has a large promoter base.

Sunteck Realty’s current year dividend is Rs 1.50, with a yield of 0.45 percent. Sunteck Realty’s operating margin for the current fiscal year is 33.82 percent.

5 Best Performing Realty Stocks on NSE With Solid Returns In The Past Year

Company	LTP in Rs.	1 year in %
Sobha	552.90	128.62
Brigade Enterprises	315.05	119.16
DLF	298.85	96.62
Oberoi Realty	671.55	80.99
Sunteck Realty	331.55	69.80

Disclaimer

The views and investment tips expressed by authors or employees of Greynium Information Technologies, should not be construed as investment advise to buy or sell stocks, gold, currency or other commodities. Investors should certainly not take any trading and investment decision based only on information discussed on GoodReturns.in We are not a qualified financial advisor and any information herein is not investment advice. It is informational in nature. All readers and investors should note that neither Greynium nor the author of the articles, would be responsible for any decision taken based on these articles. Please do consult a professional advisor. Greynium Information Technologies Pvt Ltd, its subsidiaries, associates and authors do not accept culpability for losses and/or damages arising based on information.